Panama City, Florida has a Humid Subtropical Climate climate (Köppen classification: Cfa). Average annual temperatures range from 60.1 °F (low) to 77.5 °F (high). Annual precipitation averages 59.8 Inches. Panama City is located in USDA Plant Hardiness Zone 9b. The growing season typically runs from the last frost around Jan. 21 - Jan. 31 through the first frost around Jan. 1 - Jan. 10.
| Month | Avg. Low | Avg. High | Avg. Precip |
|---|---|---|---|
| January | 43.4 °F | 62.5 °F | 4.4 in. |
| February | 46.4 °F | 65.8 °F | 4.57 in. |
| March | 52.3 °F | 71.0 °F | 5.14 in. |
| April | 58.7 °F | 76.3 °F | 4.34 in. |
| May | 66.4 °F | 83.1 °F | 2.73 in. |
| June | 73.3 °F | 87.8 °F | 5.43 in. |
| July | 75.2 °F | 89.2 °F | 6.9 in. |
| August | 74.7 °F | 89.1 °F | 7.75 in. |
| September | 71.4 °F | 87.3 °F | 5.56 in. |
| October | 62.0 °F | 80.4 °F | 3.98 in. |
| November | 51.1 °F | 71.7 °F | 4.68 in. |
| December | 46.1 °F | 65.2 °F | 4.35 in. |
| Annual | 60.1 °F | 77.5 °F | 59.83 in. |
| Average First Frost Date | Jan. 1 - Jan. 10 |
| Average Last Frost Date | Jan. 21 - Jan. 31 |
| Average Days With Frost | Frost Rare |
| Plant Hardiness Zone | Zone 9b : 25°F to 20°F |
| Plant Hardiness Zone - 2012 | Zone 9a : 20°F to 25°F |
| Current Drought Conditions | Abnormally Dry |
| Köppen Climate Classification | Cfa - Humid Subtropical Climate |